If Congress doesn’t extend the ACA tax credits, a lot of families will see their Marketplace health insurance premiums go up in 2026. Here’s what to do: review your options, compare plans, and decide what matters most for your family (premium, deductible, doctor network, prescriptions). There may be another vote by the end of January, so stay tuned. In the meantime, don’t wait — check Healthcare.gov (or your state exchange) and make sure your plan still makes sense. Keywords: ACA tax credits, Ma