With car insurance rates rising nationwide, drivers are searching for ways to reduce their insurance payment. Whether you’re a new driver, a loyal customer, or someone with recent changes in driving ...

RaShawn Mitchner is a MarketWatch Guides team senior editor covering personal finance topics and insurance. She’s spent over a decade writing and editing articles about how to save money on travel, ...

Christy Bieber is a full-time personal finance and legal writer with more than a decade of experience. She has a JD from UCLA as well as a degree in English, Media and Communications with a ...

A No Claims Discount (NCD) or No Claims Bonus (NCB) can save you money on your car insurance. As the name suggests, you can build up an NCD if you don’t make a claim on your car insurance policy.